🔒 Privacy Policy

1. Information We Collect and How We Use It

We collect and use information solely for the purpose of providing and improving our Service to you. **We do not sell your personal data or use it for unauthorized advertising means.**

• Account Information: When you register, we collect your email address and create a unique user ID. If you connect using Google, we may also receive your display name. This is used to create and manage your account, provide access to features, and for secure login.
• Investment Preferences & Plan Data: Information about your risk tolerance, investment goals, preferred assets, and strategy choices collected via our Investment Planner. This data is used by our AI to generate personalized investment plans specifically for you, and for internal, anonymized analysis to improve AI algorithms.
• Broker/Bank Connection Details: If you choose to connect a broker or bank, we securely store only the necessary API keys or tokens required to interact with your chosen financial provider. These are used exclusively to execute trades and retrieve portfolio data on your behalf, as explicitly authorized by you. We do not store your banking login credentials.
• Transaction Data: Records of your executed trades (simulated or real), including timestamps, ticker symbols, buy/sell actions, amounts, and associated P&L. This data is stored to provide your trade history, portfolio review, and for internal performance analysis.
• Usage Data: Non-personal information on how you interact with the Service (e.g., pages visited, features used, session duration). This helps us understand user behavior to improve app functionality and user experience.
• Device Information: General data about the device you use (e.g., browser type, operating system) to ensure compatibility and troubleshoot issues.
• Review Data: If you submit an internal review via our dashboard, we collect your star rating, comments, and your user ID/email. This is used solely for internal product improvement and customer support.
• Anonymous Plan Data (Guest Users): For guest users who generate a plan without logging in, we collect the investment preferences and the AI-generated plan in an anonymized form. This data is used purely for aggregated analytics to understand market trends and improve our AI, with no personal identification.

2. Sharing Your Information

**We DO NOT sell, trade, or otherwise transfer your Personal Identifiable Information to outside parties for their marketing, advertising, or other unauthorized purposes.** We are committed to protecting your data.

• Third-Party Service Providers: We may share data with trusted third-party services (e.g., cloud hosting, analytics, payment processors, broker APIs) who assist us in operating our website, conducting our business, or serving our users, provided that those parties agree to keep this information confidential and secure and only use it for the purposes we specify.
• Legal Requirements: We may disclose your Personal Identifiable Information when required to do so by law, court order, or subpoena, or if we believe such action is necessary to comply with legal processes or protect our rights.
• Aggregated & Anonymized Data: We may share aggregated or anonymized data (e.g., general market trends based on collective user preferences) with partners for research or analytics. This data cannot be used to identify you personally.

3. Data Security

The security of your data is paramount. We implement a variety of industry-standard security measures to maintain the safety of your personal information, including:

• Encryption of data in transit (e.g., SSL/TLS for all communications).
• Secure storage practices for sensitive information, such as encrypted API keys for broker connections.
• Strict access controls to personal data, ensuring only authorized personnel have access.

While we strive to use commercially acceptable means to protect your data, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

4. Data Retention & Your Control

We retain your personal information only for as long as is necessary to provide the Service, for legitimate business purposes, or to comply with legal obligations.

You are in control of your data.

• Account Deletion: You have the right to delete your account and all associated personal data permanently at any time. This can be done directly through your Account Settings within the app.
• Managing App Data: You can manage your data directly within your Account Settings.

5. Your Rights

Depending on your jurisdiction and applicable data protection laws (such as GDPR or CCPA), you may have rights regarding your personal data, including:

• The right to access the personal data we hold about you.
• The right to correct of inaccurate data.
• The right to delete your data anytime.

To exercise any of these rights, simple login to your account setting and update or delete your data.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. We encourage you to review this Privacy Policy periodically for any changes.

Effective Date: July 25, 2025